How to Redeem SBI Credit Card Reward Points?

Convert SBI Credit Card Reward Points to Cash

SBI Bank has a variety of debit cards and credit cards to suit the individual requirement of its customers. The most beneficial aspect of these credit cards is the reward points. Every transaction with a credit card brings rewards which can be redeemed later. The facility to redeem reward points in cash makes purchases made with SBI Credit Cards more affordable.

Every credit card SBI offers exciting rewards, and it is essential to choose the card which gives maximum benefits in terms of rewards. Earn while you spend is the tagline of SBI Credit Card. Every purchase made with your credit card earns you reward points which can be redeemed in various ways. It can be redeemed for vouchers, purchase of products, booking air tickets etc. But converting SBI credit card reward points into cash is the most lucrative of them all. Each reward point earns you 25 paise and upon accumulation, can be converted into cash which can be used to pay off credit card dues.

Now the next question How to convert SBI Credit Card Reward Points to Cash? To convert reward points into cash, you can either send an email to sbicard.com or call SBI Credit Card customer care and place a request by giving all the required details.

How to Redeem SBI Credit Card Reward Points?

Credit card reward points can be redeemed once accumulated. There is a list of interesting items available to choose from when redeeming reward points. You can also redeem the voucher’s card points to book air tickets. If you choose to convert SBI Credit Card Reward Points to cash, you can also adjust the rewards for payment of credit card dues.

There are multiple ways to redeem SBI Credit Card reward points. Some of the methods are being mentioned below:-

  • Access the SBI website and log in to the credit card portal with the customer ID and password.
  • Navigate to the ‘Rewards’ section and click on the ‘Redeem Rewards’ option
  • Reward point, city and category have to be selected accordingly,
  • Browse the items in the ‘Gifts List’ and make your choice.
  • Click on ‘Redeem Now’ option to confirm and then proceed with the exit process.

How to redeem through mobile application

Follow the instructions below to redeem Rewards Points through the mobile application.

  • Access SBI Mobile Application using Customer ID and Password
  • Click on the ‘Rewards’ section and then click on the ‘Redeem Rewards’ option
  • Select reward point, city and category from the drop-down menu
  • Scan through the ‘Gift List’ for the item of your choice
  • Select the ‘Redeem Now’ option to confirm and then proceed with the exit process.

Payment for selected products can be made through all Rewards Points, or you can choose a combination of exit and payment by credit card.

You can convert SBI credit card reward points into cash which can be adjusted against the credit card balance.

Offline way to redeem reward points

To redeem the reward points offline, you need to call the SBI credit card customer care number. SBI representative in customer care will help you with gift catalog products. There is a provision to convert the reward points into cash and adjust the credit card balance. To convert SBI reward points into cash, you can call the customer care number where an SBI representative will assist you in the redemption process.

How to Check SBI Credit Card Reward Points Summary?

There are several ways to view SBI credit card reward point information:-

  • There will be a section in the monthly statement of the credit card in which the details of reward points will be available.
  • If you want more clarity about the summary of reward points, you can either access your SBI credit card account through the web portal of the bank or through SBI mobile app and view the reward points summary.
  • You can also send an SMS to SBI Credit Card customer care number 5676791 in rewards format, along with the last four digits of your credit card.
  • SMS should be sent from the registered mobile number.

How to Check SBI Credit Card Reward Points?

There are several ways to view SBI credit card reward point information:-

  • There will be a section in the monthly statement of the credit card in which the details of reward points will be available.
  • If you want more clarity about the summary of reward points, you can access your SBI credit card account through the web portal of the bank or through SBI mobile app and view the summary of reward points.
  • You can also send an SMS to SBI Credit Card customer care number 5676791 in rewards format, along with the last four digits of your credit card.
  • SMS should be sent from the registered mobile number.

How to Redeem SBI Credit Card Reward Points?

SBI Credit Card reward points can be redeemed in a number of ways. You can redeem points online or offline.

To redeem the reward points online, you can do so through the SBI credit card website or through the SBI mobile app.

Through SBI website

Follow a few simple steps to redeem the reward points through the bank’s web portal.

  • Log in to your credit card account using the login credentials.
  • Go to the ‘Rewards’ section and click on ‘Redeem Rewards’.
  • Details like reward point, city and category have to be selected from the drop-down menu
  • Go through the gift list and select the desired product.
  • Click ‘Redeem Now’ as a confirmation.

Through SBI Mobile App

  • Log in to the mobile app using Customer ID and Password.
  • Navigate to the ‘Rewards’ section on the home page
  • Click on ‘Redeem Rewards’ option under Rewards.
  • Select Reward Point, City Category from the menu.
  • Take a look at the products available in the gift list and choose.
  • Click ‘Redeem Now’ to confirm.
  • Then continue with the exit process by paying for the selected product.

To redeem the reward points offline, you can call the SBI Credit Card customer care number.

How to Convert SBI Credit Card Reward Points to Cash?

To convert SBI credit card reward points into cash, you can call the customer care helpline. Reward points can be converted into cash and adjusted against credit card balances.

What are the charges for converting SBI Credit Card Reward Points to cash?

99 + GST ​​is charged for redeeming credit card reward points.

How long does it take to redeem SBI Credit Card Reward Points?

Delivery of e-vouchers will take 3 to 10 business days, and delivery of catalog products will take 15 to 30 working days. It will take around seven working days to convert reward points into air miles.

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