Top 10 Credit Cards for Airport Lounges

10 Best Credit Cards For Lounge Access | Best Credit Cards with Airport Lounge Access English

Top 10 credit cards you need to know about airport lounge access.

Sometimes when your flight is delayed or there is a transit flight waiting at the airport, there is a great need for airport lounge access. These lounges provide you a respite from the noisy crowd. During the wait you can relax and enjoy the food available. Airport lounges are luxury that can be charged. Most of us would be hesitant to take advantage of the facility considering the cost. This aspect has become a marketing tool and many banks have included complimentary airport lounge access as an added benefit in addition to welcome benefits and rewards for select credit cards.

Now the credit card market boasts of many free lounge access credit cards from various banks. Some of the top banks offering this facility are HDFC, HSBC, RBL, SBI, ICICI Bank etc.

List of Best Credit Cards for Lounge Access in India

Credit card also offers lounge access as an attractive feature. Given below are some of the free lounge access credit cards issued by top banks.

credit card name joining fee airport lounge access

HDFC Diners Club Black

10000 rupees Access over 1000 domestic and international airport lounges around the world.

This facility is available for both primary and add-on cardholders.

American Express Platinum Travel Credit Card Rs.3500 Can access 4 complimentary lounges in a year.
SBI Advantage Platinum Credit Card Rs 2999 4 complimentary access per year to International Airport lounges.

8 complimentary access per year to domestic airport lounges.

Axis Bank Privilege Credit Card

Rs 1500, priority customers can get the card without any charges 2 complimentary access to select domestic airport lounges in 3 months.
ICICI Bank Sefiro Credit Card Rs.6500 2 complimentary access to international airport lounges and 2 complimentary access to domestic airport lounges in a quarter.
hdfc regalia credit card 2500 rupees Can access 12 complimentary lounges in a year at both domestic and international terminals.
Citi Premier Miles Credit Card 3000 rupees Six complimentary lounge access in a year for MasterCard holders and eight complimentary lounge access in a year for Visa cardholders
Yes First Prefer Red Card 2499 rupees 12 times domestic lounge access and six bars access to international airport lounges.
SBI Card Elite 5000 rupees Provides complimentary access to international airport lounges six times a year and eight times a year to domestic airport lounges.
HSBC Visa Platinum Credit Card Zero Three complimentary access to domestic and international airport lounges in a yearHDFC Bank Diners Club Black Credit Card

Credit Cards with Lounge Access Offering access to over 1000 airport lounges across the globe, the HDFC Bank Diners Club Black Credit Card offers many other rewards as well.

  • Get 5 reward points for every Rs 150 spent.
  • 10x reward points for partner brands and 2x reward points for weekend dining.
  • Play free golf at the best golf courses around the world, limited to 6 times per quarter.
  • Complimentary membership is available in Forbes, Zomato, Amazon Prime, Club Marriott.

American Express Platinum Travel Credit Card

The American Express Platinum Travel Credit Card is a free lounge access credit card that allows up to four lounge visits per year. Lounge visits will be charged more than once every 3 months. Other benefits of credit cards are:-

  • 10000 reward points as welcome gift that can be redeemed with Flipkart vouchers
  • Get 20% Off On Eating At Select Restaurants.
  • Easy EMI facility for heavy purchases.
  • Get Flipkart vouchers worth Rs.7500 if you spend more than Rs.4 lakh in a year.

SBI Advantage Platinum Credit Card

SBI Advantage Platinum Credit Card is one of the best credit cards for lounge access with a host of benefits and rewards. In addition, a complimentary subscription worth Rs.7000 will be provided. Apart from these, there are other impressive offers as below:

  • Bonus reward points are available.
  • Get five times the reward points on purchases made at food, grocery and departmental stores.
  • E-vouchers of popular brands worth Rs.5000 are also available.

Axis Bank Privilege Credit Card

Free lounge access twice in 3 months is an attractive feature of Axis Bank Privilege Credit Card. Other benefits include

  • 2.50 lakhs spent in a year, can be converted into shopping or travel vouchers worth 2 times the Edge Reward Points.
  • 3000 Edge Reward Points are available on renewing the credit card.
  • 20% off on dining at partner restaurants.

ICICI Bank Sefiro Credit Card

Two complimentary access to each of the international and domestic airports in 3 months is a part of the benefits of the ICICI Bank Saffiro Credit Card. Apart from this the additional benefits are listed below:-

  • 2000 reward points for spending Rs 4 lakh in a year.
  • Get 1 Reward Points on spending Rs.100.
  • Can convert reward points into Rupees and also pay credit card dues.

hdfc regalia credit card

It comes in the form of a luxury credit card with attractive offers. It allows six complimentary lounge access every year and will be charged for visits more than 6 times. Other benefits apart from lounge access are:-

  • 4 Reward Points will be given for every spend of Rs.150.
  • 10000 Bonus Reward Points for spending more than 5 Lakhs in a year and Additional 5000 Reward Points on spending of 8 Lakhs in a year.
  • If the card is reported lost within 24 hours, then the fraudulent transaction will be charged Rs.
  • Credit facility with nominal interest

Yes First Preferred Card

The Yes First Preferred Card entitles you to free visits to airport lounges in India and abroad. You can redeem the rewards you have accumulated for select products. The details of the benefits of Yes First Preferred card are given below.

  • 1000 reward points as welcome gift on first transaction with credit card.
  • Book movie tickets through BookMyShow to get 25% off.
  • Spend up to 7.5 Lakh in a year to earn 20000 Bonus Points.
  • Get 8 reward points for every spend of Rs.200.

SBI Card Elite

SBI Card Elite is one of the best credit cards for lounge access. The highlight of SBI Card Elite is the facility of up to or exceeding the credit limit which will be available to you within 48 hours. Apart from this, there are other attractive features that make this card unique.

  • Other credit card balances can be transferred to SBI Card Elite at a lower rate of interest. You also have the option to convert the outstanding amount into easy EMIs.
  • Can avail cash withdrawal services through ATMs and Easy Money.
  • Auto Pay, Fast Pay and Register & Pay facilities make payment of utility bills very easy.

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card brings you rewards points and offers with lounge access at no annual fee. The special offers provided by the card are given below:-

  • Singapore Airlines provides the facility to convert travel transactions into air miles with British Airways and InterMiles.
  • 15000 reward points for spending more than Rs 4 lakh per year.
  • 50% off and up to Rs.100 off on paying through Google Pay.
  • The maximum cash back available is Rs.2000.

How to Choose the Best Credit Card with Lounge Access?

When choosing a credit card, you should consider your lifestyle. It is better to opt for a credit card if you keep traveling by airline to get the most out of it in terms of air miles, travel benefits, airport lounge access, priority boarding etc. This will make your journey comfortable.

The kind of activities you indulge in and your lifestyle should be taken into consideration while choosing the best credit card with lounge access.

How to apply for a credit card with lounge access?

You should keep in mind your spending pattern, offers, cashback, reward points and payment options. After comparing different credit cards, choose the one that best suits your needs and follow the given steps to apply for the card. You can apply for the card online or offline.

  • Visit the official website of the bank.
  • Check out the different types of credit cards provided by the bank.
  • Compare the features and benefits of each card, if available
  • Select the appropriate card and click on the apply button.
  • Fill an online application form with required details.
  • Upload the prescribed documents.
  • Submit the form.
  • Approval will be notified upon review of documents and application.

You can also visit the nearest branch of the bank and submit the credit card application along with the required documents.

Airport Lounge Credit Card FAQs

Q: Why is airport free lounge access the most sought after?

Answer: While waiting for the connecting flight, you can relax in the airport lounge and enjoy free delicacies. Usually, passengers opting for transit flights opt for this offer. Even more so if you are a frequent traveller. To stay away from the noisy crowd, relax and enjoy refreshments, free access to airport lounges is one of the most sought-after credit cards.

Though this facility is available to all the passengers, but most of us would refrain from using this facility considering the cost. If a credit card offers free access to airport lounges, it will be the most sought-after proposition when choosing a suitable card before applying for one.

Question: What factors should be considered while applying for a credit card?

Answer: It is necessary to compare different cards before making a choice. There are various factors you should consider like spending style, lifestyle, rewards and offers to decide this.

Q: What are the benefits and features of a credit card?

Answer: Following are the benefits and features of credit cards:-

Reward Points and Offers on Spending: Reward points are available for spending a small amount. These reward points can be redeemed for various catalog gifts, e-vouchers or opt for cashback which can be adjusted against credit card balance.

Welcome Gifts: On the first transaction after credit card activation, you are awarded bonus points or vouchers of popular brands as welcome gifts.

Free lounge access: Most credit cards offer a certain number of complimentary lounge access per quarter for both domestic and international airport lounges. In addition to the complimentary offer, lounge access charges will be payable as per the policy of the respective airports.

Fuel Discount: Fuel surcharge waiver of 1% to 2% is available on purchase of fuel through the card.

Q: How to apply for a credit card with lounge access?

Answer: You can apply for the credit card offline or online. To apply for a credit card online, you should follow some simple steps:

  • Visit the official website of the bank.
  • Check out the different types of credit cards offered by the bank
  • Compare the features and benefits of each card.
  • Choose the one as per your requirement and click on ‘Apply’ button.
  • A credit card application will be displayed.
  • Fill the application with the required details.
  • Upload the required documents.
  • Submit the form.
  • The decision will be communicated after review of the application and documents.

To apply for a credit card offline, you can visit the nearest branch of the bank and submit the application along with the required KYC and income documents.

You can also apply for a credit card by calling the customer care number of the bank. The bank representative will assist you with the credit card application process.

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