Key Features and Benefits of Aditya Birla Health Insurance: Health is the biggest wealth. In the present time, healthcare is getting expensive, if you have to go to the hospital due to ill health then you are going to lose a lot of money. How can you protect yourself from big hospital bills during a health emergency? So the answer is health insurance. Yes, you heard it right. However, with so many options available in the market, it becomes extremely difficult to choose a right health insurance plan. With the ease of availing a range of benefits, Aditya Birla health insurance can be the right choice.
Why should we choose Aditya Birla Health Insurance?
A joint venture of Aditya Birla and MMI Holdings Ltd., offers benefits and convenience under two categories – Active Health Essentials (Basic) and Active Health Enhanced (Comprehensive).
The features and benefits you get depend on whether you choose Basic or Comprehensive policies, including add-ons. The duration of both is from one to three years. Some of the common features include day care treatment, home hospitalization, Day 1 cover for chronic diseases like diabetes, high blood pressure, high cholesterol and asthma, benefits for choice of hospital rooms, staying fit and healthy as health returns Awards and Wellness Coach. Guides you on diet, fitness & nutrition, hospital cash benefits, and much more. In addition, Aditya Birla health insurance is also entitled to tax benefits under Section 80D of the Income Tax Act, 1961.
Also, under both the plans, you can avail free health check-up once in a year. Under this program, you can monitor your overall physical health. Both the plans cover chronic health management program related to lifestyle diseases apart from cover for second e-opinion in case of critical illnesses. Compared to other health insurance plans offered by other service providers, you enjoy a plethora of additional benefits. Also, in case of settlement claim, there is no reduction in the no-claim bonus. The minimum age to avail both the health insurance plans is 91 days. There is no bar on the upper age limit. Addition of dependents under floater is subject to terms and conditions.
Features and Benefits of Aditya Birla Health Insurance
- The sum assured amount is from 3 to 10 lakhs.
- Provides cover for pre-medical hospitalization expenses for 30 days.
- Provides cover for expenses after 60 days of medical hospitalization.
- 20% co-payment is mandatory.
- Ambulance cost will be 2000.
- Cumulative Bonus Profit 10%
Features of Aditya Birla Health Insurance:
- Sum Assured up to 20 lakhs
- Pre-medical hospitalization expenses cover for 60 days
- 180 days cover for post hospitalization expenses
- Cover for organ donor and related surgery charges
- Ambulance cost up to 5000
- Cumulative Bonus Profit 20%
- Receive a lump sum amount on ancillary expenses, called recovery benefits.
Disclaimer: The features of a health insurance policy vary by region or location.
In addition to individual health insurance products, Aditya Birla Health Insurance also includes group products such as Group Active Health and Group Active Secure.
According to a survey, on an average 5% of the Indian population is insured for their health, which is very less. Protect yourself from any financial emergency arising out of hospital expenses. Get your health insured before it’s too late. So that your future will be worry free.
It is advisable to take help of experts to avail the best health insurance policy. You can talk to health insurance experts who can help you make a better decision. Aditya Birla Health Insurance Toll Free Number – 18001034004
Also read –